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Event Cancellation FAQ's

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Event Cancellation Insurance F.A.Q.

What is covered by the Event Cancellation Policy?

Our coverage is an “all cause” coverage — meaning that it covers you for any Non-Excluded cause beyond your control that leads to the necessary Cancellation, Abandonment, Postponement, or Relocation of your event.

In addition, our program provides protection for out-of-pocket expenses you may incur to avoid or diminish a loss, even if your event goes on as scheduled.

  • Eligible Events
  • Event cancellation, postponement, abandonment
  • Adverse weather
  • Named storms
  • Non-appearance
  • Door registration receipts
  • Personal property
  • Earth movement

What carriers do you use?

Our Event Cancellation program is “Best Rated” and we have non-admitted paper with both AIG and Lloyd’s of London.

How far in advance do I have to bind coverage?

In most cases, 14 days before the start of the event. If you need to bind coverage within the 14-day period prior to your event, the quote will be subject to a premium increase.

How do you determine the amount of the premium?

There is a predetermined rate that is based on the location and date of the event, as well as the risks associated with it. Once a rate is determined, it is applied to the aggregate limit that is being insured.

What are the Principal Exclusions on the Event Cancellation policy form?

Standard exclusions would include:

  • The non-appearance of any person or persons (can be bought back into the policy)
  • Teleconferencing
  • Adverse weather in respect to outdoor events
  • Civil commotion
  • Pollution or contamination
  • Alterations of the insured event
  • Acts of terrorism (can be bought back into the policy)
  • Actual or threatened use of biological or chemical materials
  • Any national or court mourning unless a declared state of national mourning occurs following the death of the President of the United States or it occurs within seven days from the published start of the event date
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