| General Liability |
| Each Occurance
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What is covered?
Covers the insured for losses due to bodily injury or property damage caused by the insured's employees or agents. Locations and vendors will require general liability for 1,000,000 |
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| Liquor Liability (Occurrence Aggregate)
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What is covered?
Liquor liability provides covers the following losses for which you may be held liable for: 1) causing or contributing to the intoxication of a person, 2) The accidental furnishing of alcoholic beverages to a person under the legal drinking age or under the influence of alcohol, or 3) Any statute, ordinance, or regulation relating to the sale, gift, distribution, or use of alcoholic beverages. Note that host liquor is not included without purchasing liquor liability coverage. |
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| Property |
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| Rented Equipment, Props, Sets & Wardrobes
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Please provide a list of equipment you are renting:
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What is covered?
Camera, sound, lighting and miscellaneous rented equipment. Owned equipment is not covered. Props, sets, and wardrobe are covered.
How much should I insure for?
The insurable value should be the total value of your rented equipment, props, sets, and wardrobe from all vendors. Owned equipment, props, sets, and wardrobe can not be covered.
Can the deductible be changed?
No. The deductible is based on the total limit of equipment, props, sets, and wardrobe.
Are "Loss Payees" included?
Equipment insurance includes your vendors being provided with certificates of insurance naming them as loss payee in the event of a loss. Unlimited certificates can be issued. |
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| Third Party Property Damage
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What is covered?
Covers damage to property of others while in the care, custody and control of the insured (i.e. damage to the floors in a facility you are renting). |
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| Automobile |
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| Hired/Non-Owned Liability
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| Hired/Non-Owned Auto Physical Damage (Occ/Agg) 25k / 100k
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What is covered?
Liability for vehicles rented or borrowed for the event. Liability covers injury to third parties or damage to their property. |
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Waiver of Subrogation:
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| The named insured's intentional relinquishing of any right to recover damages from another party who may be responsible. |